Life Insurance Made Easy

Life insurance is one of those topics that is important to both financial planners and estate planners.  In my work, I ask about life insurance so that I can figure a rough value for the client's estate -- I may also need to help the client determine the appropriate beneficiaries of the policy.  However, because I'm not an expert on life insurance matters, I try to avoid the question of how to calculate whether you have enough life insurance in the first place.  I'm also wary of having an insurance broker answer this question because of the inherent conflict of interest.  ("How much insurance should you have?  How about $20 million!")  Are there other resources that can be of assistance in this calculation?  One resource that I would recommend is an article that appeared in Wednesday's Wall Street Journal.  The article is available online to Wall Street Journal  Online subscribers only, but it was adapted from Mr. Opdyke's just-released book entitled The Wall Street Journal Complete Personal Finance Guide Book.   

Comments

[Monty Loree]

Greetings and best wishes for 2007!

I thought I should drop by and introduce myself.
My name is Monty Loree and I've been blogging about
life insurance for a while now. Actually I started
writing about life insurance in 1999, and started
blogging about it in 2005.

I thought I would make it a little more interesting
and invite other life insurance, and related industry
bloggers to drop by and discuss things on my blog.
(Although I know people read my blog, sometimes it
feels like I'm talking to myself.)

For those bloggers who are interested, I would be
more than interested to drop by your blog and
comment on what you're writing about on a regular
basis.

This creates a little bit of community and is a
great way to share ideas amongst those people
who like to write about life insurance.

Please do drop by my blog and say hi, if you're
interested in exchanging thoughts and ideas and
comments on our blogs.

Again, best wishes for the holiday season 2007!

Monty Loree - Insurance Blogger
http://www.quality-ins.com/blog.html